Every decade, a layer of finance becomes programmable. Trading did. Lending did. Now it's the movement of money itself — and the companies that win won't be the ones with the flashiest checkout, but the ones carrying the heaviest, least glamorous load: licensing, custody, screening, settlement.
We choose to carry that load.
Our merchants' customers never see us. Our merchants barely see us. When the rail works, the rail is invisible — and that invisibility is earned with reserve attestations, monthly audits, and screening on every transaction in both directions.
Accept, send, hold, build. A checkout and a payroll batch and an AI agent paying per API call are the same primitive underneath: value moving between parties under rules. We built one rail that treats them that way — which is why every product on this site is five lines of code.
Software agents already buy compute, data, and services. They can't open bank accounts. They can hold a wallet, speak HTTP, and respect a spending limit. We built x402 support not as a feature but as a bet: the next hundred million merchants will be programs.
Open to every business. Create an account in minutes, build in the sandbox, and go live once your business is verified.